Run your stokvel
with confidence
Sisonke helps South African stokvels track contributions, manage members, handle fines, and keep everyone accountable — all in one trusted platform.
Everything your stokvel needs
From onboarding members to approving your constitution — Sisonke covers the full lifecycle.
Member Management
Capture member profiles, track beneficiaries and next-of-kin, manage cooling periods and member limits.
Financial Tracking
Set contribution rules, track payments and outstanding fines, and monitor your stokvel's financial health.
Constitution Support
Generate a governance constitution from your stokvel setup, review it as a group, and approve it formally.
Governance & Rules
Define operating rules for your stokvel — contribution frequency, grace periods, late payment fines, and more.
Meetings & Agenda
Schedule meetings, set agendas, capture minutes, record votes, and track attendance for the stokvel group.
Surplus Wallet
Every member gets a surplus wallet credited from contribution overpayments, with treasurer-confirmed withdrawals and a full transaction ledger.
Member Loans
Members can request loans against wallet balance, surplus equity, or an accelerated payout, with guarantors, approval workflow, and repayment tracking built in.
Rotational Payouts
Configure rotation order, contribution cycles, and payout scheduling for grocery, savings, and rotational-payout stokvels.
Ready to manage your stokvel properly?
Join Sisonke and bring structure, transparency and trust to your community finances.
Create your free account